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When it comes to protecting your personal property and ensuring your family is cared for, you need an insurance agency with real people who care. ICI Insurance has roots dating back to 1885 and local team members with Midwestern values. Our ultimate goal is supporting your life dreams and minimizing financial risk in the process. We invite you to find out more about our personal insurance options and to contact us for a proposal.
ICI provides customized personal insurance solutions to clients throughout Kansas, such as Wichita, El Dorado, Augusta, Derby, Emporia and Garden City, as well as throughout the Midwest and beyond.
"The folks at ICI are very personable and friendly. [They’re] a pleasure to work with." Phyllis Donaldson
"Great attention to detail and just love the people!" Kathleen Krumsick
"ICI was wonderful when I needed to get homeowners insurance. Their staff is very knowledgeable and friendly. I highly recommend them to anyone!" Aubrey Oates
"Rob Davis is great to work with! He and the team are quick with answering questions and do a great job finding you the right insurance coverage. Definitely recommend!" Brian Self
CISRPersonal Lines Team Lead
Personal Insurance Advisor
CISR-Elite, CPIWPersonal Insurance Advisor
CISRPersonal Insurance Advisor
AFISPersonal Insurance Advisor
Claims Advocate
If your car was totaled and you would need the insurance money for the downpayment on a new vehicle, then you should keep full coverage insurance.
You can either contact your carrier directly, the claim specialist at ICI or the account manager.
No. Many people are surprised to find that their homeowners, mobile home, condo unit or renters policy does not cover earthquake damage. For earthquake coverage, you need a separate earthquake insurance policy in addition to your regular policy.
Some of the factors that influence your premium include:
You must carry the minimum car insurance coverage limits required by law, which varies by state. After you have met the minimum legal requirements, you can choose to increase your coverage limits for greater reimbursement potential. For additional protection, you can also choose to add additional car insurance coverage, such as comprehensive and collision, towing and labor and more.
Generally, comprehensive insurance coverage will pay for non-accident-related vehicle damages. Comprehensive coverage will usually pay for costs from:
The answer depends on who is at fault and what coverage you have.
Typically, you’ll only be covered for the cost of a rental if you’ve purchased rental reimbursement coverage. It may be required that you have comprehensive and collision insurance coverage in order to purchase this type of coverage.
If you hit one of your own cars while driving another of your cars, liability insurance will not cover you; it only covers damages to any party in an accident you cause. However, collision coverage will pay for those damages to your vehicle if you’ve elected to purchase it.
Generally, yes. However, in most cases, your friend’s insurance would be the primary coverage, meaning you’d only access your own coverage in the event that the limits of his policy were met.
Any licensed drivers in your household are generally covered to drive your car, as well as anyone else who has permission to use your vehicle.
As an independent insurance agency, ICI is able to utilize more than 50 different insurance carriers, ensuring you get the most comprehensive coverage to meet your needs. Complete the short form today to request a custom proposal!
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